Frequently Asked Questions

StashBox is a mobile app that enables you save, invest and earn effortlessly. It promotes savings culture and financial literacy.
The app also enables users save or invest.

  • You earn between 0%-14% per annum on savings
  • You earn between 7% to 10% per annum on investments.
  • Interest on investment can be withdrawn immediately
  • You enjoy free personal finance and business management tips
  • Diamond Savings Plan. Interest rate 4% per annum. Penal Charge is 0. Tenor 0. Savings Frequency is Daily, Weekly, Monthly. Features of this plan are Tenor-less Savings. Minimun savings period is two weeks. Easy entry and exit. Withdrawal within 5 secs. Withdrawal allowed after 14 days.
  • Ruby Savings Plan. Interest rate 9% per annum. Penal Charge is 1%. Tenor 3-11 months. Savings Frequency is Daily, Weekly, Monthly. The Ruby Savings plan is for short term savings, ideal for short term savings goal.
  • Sapphire Savings Plan. Interest rate 14% per annum. Penal Charge is 1%. Tenor must be 12 months & above. Savings Frequency is Daily, Weekly, Monthly. The Sapphire Savings Plan is long term savings, ideal for everyone.
  • Pearl Savings Plan. Interest rate 4% per annum. Penal Charge is n/a. Minimum Tenor 3 months. Savings Frequency is Not Applicable. The features associated with this plan are: Interest paid upfront. Principal savings is locked and cannot be withdrawn till maturity. No emergency withdrawal allowed unlike other plans.
  • Wadiah Savings Plan. Interest rate 0% per annum. Penal Charge is 0%. Tenor: Minimum tenor: 3 months. Savings Frequency is Daily, Weekly, Monthly, Casually. This savings plan is a non-Interest, Islamic savings for Muslim Faithfuls.
  • Emerald USD Savings. Interest rate 2% per annum. Penal Charge is 6%. Minimum tenor: 6 months upwards. Savings Frequency is Daily, Weekly, Monthly, Casually. USD savings. The Emerald USD Savings is a savings plan for Nigerians and non-Nigerians in USD. International card or local cards allowed.
  • Terms: All locked savings plans cannot be withdrawn until their maturity date. Withdrwals can be made from any unlocked savings plan due to emergency from 15th day and above. Any withdrawal before maturity date attracts 1% charge and full forfeiture of interest. This is applicable to all savings plans except diamond plan.
  • Starters Investor Plan. ₦10,000; ₦20,000; ₦50,000 or ₦100,000 for 3, 6, 9, 12 months and above. Get 7% interest on your investment.
  • Standard Investors Plan. Invest ₦250,000. ₦500,000 or ₦750,000 or ₦1m for 6, 9, 12 months and above. Get 8% interest on your investment.
  • VIP Investors Plan. Invest ₦1,250,000. ₦1,500,000 or ₦2,000,000 for 6, 9, 12 months and above. Get 9% interest on your investment.
  • V.VIP Investors Plan. . Invest ₦3,000,000 and above for 6, 9, 12 months and above. Get 10% interest on your investment.
  • What are the Terms and Conditions?
    Kindly read and understand the terms via this link. Terms & Conditions