• You earn between 0%-14% per annum on savings
• You earn between 7% to 10% per annum on investments.
• Interest on investment can be withdrawn immediately
• We pay between N500-N1,000 savings bonus on every new saver introduced.
• You enjoy free personal finance and business management tips

• Paystack Inc processes the card payments.
• TeamApt helps with the account creation.
• Afrinvest Trustees Ltd. manages the funds

These are fully licensed financial service operators in Nigeria.

• Diamond Savings Plan. Interest rate 4%. Penal Charge is 0. Tenor 0. Savings Frequency is Daily, Weekly, Monthly. Features of this plan are Tenor-less Savings. Tenor undecided. No commitment, easy entry and exit. Withdrawal within 5 secs. Withdraw at any time without penal charges.
• Ruby Savings Plan. Interest rate 7%. Penal Charge is 1%. Tenor 3-11 months. Savings Frequency is Daily, Weekly, Monthly. The Ruby Savings plan is for short term savings, ideal for short term savings goal.
• Sapphire Savings Plan. Interest rate 14%. Penal Charge is 1%. Tenor must be 12 months & above. Savings Frequency is Daily, Weekly, Monthly. The Sapphire Savings Plan is long term savings, ideal for everyone.
• Pearl Savings Plan. Interest rate 4%. Penal Charge is n/a. Minimum Tenor 3 months. Savings Frequency is Not Applicable. The features associated with this plan are: Interest paid upfront. Principal savings is locked and cannot be withdrawn till maturity. No emergency withdrawal allowed unlike other plans.
• Wadiah Savings Plan. Interest rate 0%. Penal Charge is 0%. Tenor: Minimum tenor: 3 months. Savings Frequency is Daily, Weekly, Monthly, Casually. This savings plan is a non-Interest, Islamic savings for Muslim Faithfuls.
• Emerald USD Savings. Interest rate 2%. Penal Charge is 6%. Minimum tenor: 6 months upwards. Savings Frequency is Daily, Weekly, Monthly, Casually. USD savings. The Emerald USD Savings is a savings plan for Nigerians and non-Nigerians in USD. International card or local cards allowed.

• Starters Investor Plan. ₦10,000; ₦20,000; ₦50,000 or ₦100,000 for 3, 6, 9, 12 months and above. Get 7% interest on your investment.
• Standard Investors Plan. Invest ₦250,000. ₦500,000 or ₦750,000 or ₦1m for 6, 9, 12 months and above. Get 8% interest on your investment.
• VIP Investors Plan. Invest ₦1,250,000. ₦1,500,000 or ₦2,000,000 for 6, 9, 12 months and above. Get 9% interest on your investment.
• V.VIP Investors Plan. . Invest ₦3,000,000 and above for 6, 9, 12 months and above. Get 10% interest on your investment.

• Licensed Pharmacy Business
• Serving NYSC corps member

• Pharmacy: N100,000 minimum and N2m maximum
• NYSC: N10,000 minimum and N100,000 maximum

• Pharmacy Loans: 2.5% per month
  Example 1: On a N1m loan for 6 months; you are paying estimated N192k monthly for 6 months or N47,920 weekly for 6 months.
  Example 2: On a N1m loan for 9months; you are paying estimated N136k monthly for 9 months or N34k weekly for 9 months)
• NYSC Loans: 3% per month
  On a N50k loan for 6 months; you are paying N9,833 monthly for 6 months

• 24 hours

• No, your existing business or NYSC bank account with any bank is fine.

• Pharmacy Loan
  • Annual License from PCN
  • Premise License from PCN
  • BVN
  • Bank Statement, Purchase or Sales Record
  • ID Card
• NYSC Loan
  • NYSC ID Card
  • Clearance letter

• Download StashBox app on Android or iOS Store, register and apply in-app via the On-lending section of the app.

• Pharmacy Loans:
  Your 6 months’ bank statement, sales record or purchase record determines amount eligibility
• NYSC:
  The number of months left in NYSC determines how much you take, subject to N100k max.

• Pharmacy Loan:
  To support working capital; to buy more drugs, medical and health inventories from local wholesalers for sale to the user.
• NYSC Loan:
  For skill acquisition after SAED, to support personal needs in PPE etc.

• Yes. Both loans are insured by licensed insurance companies in Nigeria.
• Pharmacy Loan Insurance Cover:
  Loan insured against Death, Disability, Fire and Special Peril; Burglary and robbery.
• NYSC Loan Insurance Cover:
  Death and Disability

• What are the Terms and Conditions?
  Kindly read and understand the terms via this link. Terms & Conditions